CM Punjab Parwaz Card Program 2025 – Interest-Free Business Loans Apply Online
Apply online for CM Punjab Parwaz Card Program 2025. Get interest-free loans up to Rs. 30 lakh. See eligibility, tiers, benefits, and online registration steps.
Grow Your Business in Punjab with Parwaz Card Loan Scheme
The CM Punjab Parwaz Card Program 2025 is a flagship initiative launched by Chief Minister Maryam Nawaz Sharif to support small businesses and startups across Punjab. This program offers interest-free business loans of up to Rs. 30 lakh (3 million) to eligible residents, helping them start or grow their enterprises.
The Parwaz Card Scheme is part of the broader Asaan Karobar Scheme 2025, aiming to promote financial independence, youth entrepreneurship, and women-led businesses.
💼 What is CM Punjab Parwaz Card Program 2025?
The Parwaz Card Program 2025 is a zero-interest loan facility that provides collateral-free loans for small businesses and secured loans for large enterprises. It is designed to uplift Punjab’s economy by empowering individuals to become self-reliant.
🔑 Main Features of Parwaz Card Scheme
- ✅ Interest-free business loans up to Rs. 3 million
- ✅ No collateral required for loans under Rs. 5 lakh
- ✅ Simple online application process
- ✅ Special quota for women and youth
- ✅ Extra loan incentives for clean energy/solar businesses
🧑💼 Who Can Apply for Parwaz Card Business Loan in Punjab?
You are eligible to apply for the CM Punjab Parwaz Card Program 2025 if you:
- Are a permanent resident of Punjab
- Are aged between 25 to 55 years
- Have a valid CNIC
- Own a valid NTN (National Tax Number)
- Are a registered tax filer
- Want to start or expand a business in Punjab
📌 Note: For loans above Rs. 5 lakh, applicants must provide property or asset-based collateral.
📊 Loan Tiers in CM Punjab Parwaz Card Program 2025
Tier 1 – Small Business Loan
- 💰 Loan Amount: Up to Rs. 5 lakh
- 📄 Guarantee: Not required
- ✅ Based on CNIC and tax history
- 👥 Suitable for new or home-based businesses
Tier 2 – Big Business Loan
- 💰 Loan Amount: Up to Rs. 30 lakh
- 📄 Guarantee: Property or assets required
- 🏢 Only for registered and running businesses
🌐 How to Apply Online for CM Punjab Parwaz Card Program 2025
Here’s a simple step-by-step guide to apply online:
🔹 Step 1: Visit Official Website
Go to the official portal of the Parwaz Card Scheme 2025.
🔹 Step 2: Click on “Apply Now”
Select the Parwaz Card section and click the Apply Now button.
🔹 Step 3: Fill Out Registration Form
Provide the following details:
- CNIC number
- Mobile number
- Email address
- NTN (Tax Number)
- Desired loan tier and amount
- Business details (type, income, location)
🔹 Step 4: Upload Required Documents
Attach scanned copies of:
- CNIC
- NTN certificate
- Business plan (for startups)
- Collateral documents (for Tier 2)
🔹 Step 5: Submit the Application
After verifying your details, click submit.
🔹 Step 6: Wait for Confirmation
You’ll receive a confirmation SMS or email after your application is received.
👩💼 Parwaz Card Benefits for Women and Youth Entrepreneurs
The CM Punjab Parwaz Card Program 2025 includes dedicated support for female entrepreneurs and young business owners, such as:
- 🚺 Fast-tracked approval for women
- 💼 Easy paperwork and reduced requirements
- 🔆 Extra funds for solar/green energy businesses
This focus ensures inclusive economic development in Punjab.
If you want to apply for green Punjab incentive program by purchasing Electric bike then visit this link https://asankarobarcard.com/punjab-government-rs-100000-biker-reward-scheme/
☎️ Parwaz Card Helpline & Support
If you need assistance with the application process:
- 📞 Call Helpline: Dial 1786
- 🏢 Visit e-Khidmat Centers across Punjab for help with documentation or portal access.
📌 What Happens After You Apply?
After submitting your application:
- Your CNIC and NTN are verified through the system
- Officials review documents and eligibility
- You receive a confirmation if approved
- The loan is transferred to your digital or bank account
- Repayment starts after the grace period
❓ Frequently Asked Questions (FAQs)
Q1: What is the maximum loan under Parwaz Card?
You can get up to Rs. 30 lakh (3 million).
Q2: Is the loan interest-free?
Yes, there is no interest on repayment.
Q3: Can I apply without an NTN number?
No, having an NTN and being a tax filer is mandatory.
Q4: How long does the approval process take?
Loan approval generally takes 3 to 6 weeks.
Q5: Can people from other provinces apply?
No, this scheme is only for Punjab residents.
📝 Summary of CM Punjab Parwaz Card Scheme 2025
| Feature | Details |
|---|---|
| Program Name | CM Punjab Parwaz Card Program 2025 |
| Max Loan Limit | Rs. 30 lakh (3 million) |
| Interest | 0% (Interest-Free Loan) |
| Loan Types | Tier 1 (Up to 5 lakh), Tier 2 (Up to 30 lakh) |
| Eligibility | Punjab residents, 25–55 yrs, NTN holder, Tax filer |
| Special Quota | Women, Youth, Clean Energy Businesses |
| Application Method | Online via official portal |
| Support | Helpline 1786, e-Khidmat Centers |
📢 Final Thoughts
The CM Punjab Parwaz Card Program 2025 is a golden opportunity for entrepreneurs, small business owners, and youth in Punjab. With interest-free business loans, a simple online application system, and dedicated support for women, this program can help transform your business idea into reality.
👉 If you’re ready to grow your karobar, apply now and get your Parwaz Card Loan today!
