✅ How to Apply for the Asaan Karobar Card Scheme in Punjab – Complete Guide 2025

Are you a small business owner in Punjab looking for financial support? The Asaan Karobar Card Scheme 2025 launched by CM Punjab Maryam Nawaz offers easy, interest-free loans for people who want to grow or start a business.

In this article, you’ll learn how to apply for the Asaan Karobar Card, who is eligible, what documents are needed, and how to benefit from this scheme. We’ll break everything into simple steps so you can apply with confidence.

🔍 What is the Asaan Karobar Card Scheme?

The Asaan Karobar Card is a business loan program initiated by CM Punjab Maryam Nawaz. It helps small traders, vendors, shopkeepers, and women entrepreneurs by giving them interest-free loans from Rs. 100,000 up to Rs. 5 million.

This scheme is powered by the Punjab Small Industries Corporation (PSIC) under the Department of Industries, Commerce, and Investment.

🎯 Key Features of the Scheme

• Interest-free loans starting from Rs. 100,000
• Two loan tiers:
  • Tier 1: Rs. 100,000 to Rs. 1,000,000
  • Tier 2: Rs. 1,000,000 to Rs. 5,000,000
• Special quota for women, youth, and disabled persons
• No collateral required for small loans
• Quick processing through digital application

🧾 Eligibility Criteria for Asaan Karobar Card

To apply for the Asaan Karobar Card, you must:

• Be a resident of Punjab
• Have a valid CNIC
• Be between 18–55 years old
• Have a business plan or a running small business
• Not be a loan defaulter

📑 Documents Required

To apply for the card, keep the following documents ready:

• Copy of CNIC
• Passport-size photo
• Utility bill (electricity or gas)
• Business plan or details of existing business
• Proof of income (if available)

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🖥️ How to Apply for Asaan Karobar Card Online

Here’s a step-by-step method to apply for the Asaan Karobar Card Scheme in Punjab:

Step 1: Visit the Official Portal

Go to the official website of Punjab Small Industries Corporation or any partnered portal like punjab.gov.pk for online registration.

Step 2: Fill the Application Form

• Click on Asaan Karobar Card Scheme
• Enter your name, CNIC, contact number, address, and business info
• Upload all required documents

Step 3: Submit the Form

• Review your form before submitting
• Press submit and note down your tracking number

Step 4: Wait for Verification

Your application will be reviewed by officials. If eligible, you’ll be contacted for further steps.

Step 5: Receive Loan via Partner Bank

Once approved, the loan will be transferred to your account or given through a partner bank branch.

آسان کاروبار کارڈ اسکیم

آسان کاروبار کارڈ اسکیم 2025 پنجاب حکومت کا بہترین اقدام ہے۔ اس اسکیم کے تحت چھوٹے کاروباری افراد کو بغیر سود کے قرضے دیے جا رہے ہیں۔ درخواست دینے کے لیے شناختی کارڈ، یوٹیلیٹی بل، اور کاروباری معلومات کے ساتھ آن لائن فارم بھرنا ہوتا ہے۔ منظوری کے بعد قرض متعلقہ بینک سے حاصل کیا جا سکتا ہے۔ خواتین اور نوجوانوں کو خصوصی ترجیح دی جا رہی ہے۔

🏦 Where to Get Help

If you face any problems during the application, visit your nearest e-Khidmat Markaz or contact the Punjab Industries Department helpline.

📌 Tips for Successful Application

• Make sure your documents are clear and correct
• Provide an honest and realistic business idea
• Use a valid phone number to receive confirmation SMS
• Track your application online if available

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📈 Why You Should Apply

This scheme is a golden opportunity for young people, women, and small shop owners in Punjab. It supports financial inclusion and promotes entrepreneurship by making funds accessible without complex procedures.

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🔁 Frequently Asked Questions (FAQs)

Q1: What is the maximum loan amount I can get through Asaan Karobar Card?
You can get up to Rs. 5 million, depending on your business size and eligibility.

Q2: Is there any interest or markup on this loan?
No, all loans under this scheme are interest-free.

Q3: How long does it take for approval?
Usually, it takes 2 to 3 weeks after document verification.

Q4: Can women apply for this scheme?
Yes, women are highly encouraged to apply. There’s a separate quota for them.

Q5: Do I need any security or guarantee for the loan?
No security is needed for Tier 1 loans.

📝 Final Words

The Asaan Karobar Card Scheme 2025 by CM Punjab Maryam Nawaz is a great step towards empowering people in Punjab. If you have a dream to start your business or expand it, this is your chance. Don’t wait—apply now and take the first step toward a brighter future.