Disclaimer

Welcome to the Disclaimer page of the Asaan Karobar Card (AKC) Online Portal, accessible at https://asankarobarcard.com/. This document contains important information regarding the limitations of our service and your responsibilities as a user. Please take a moment to read this Disclaimer carefully before using our website. By accessing and using our website, you expressly acknowledge and agree to the terms outlined in this Disclaimer. If you do not agree with any part of this disclaimer, you should not use our website.

1. Nature of Our Service: Facilitator, Not Issuer

This is the most critical point of our disclaimer. The Asaan Karobar Card Online Portal operates as an independent facilitation and application assistance service. We are not a government agency, a financial institution, or the official issuer of the Asaan Karobar Card. The Asaan Karobar Card program is an initiative of the Government of Pakistan and the State Bank of Pakistan. Our role is solely to provide a digital platform to help users complete and submit their application forms accurately and efficiently. We act as an intermediary to simplify the process. The final approval, rejection, issuance, and management of any Asaan Karobar Card are the sole responsibility of the relevant government and financial authorities. We have no control over their decision-making process, timelines, or policies.

2. No Guarantee of Application Approval

Using our portal to submit your application does not, in any way, guarantee that your application for an Asaan Karobar Card will be approved. Application approval is entirely at the discretion of the designated official authorities based on their specific eligibility criteria, which may change without notice to us. We cannot influence this outcome. While we strive to ensure your application is complete and meets the stated requirements at the time of submission, we cannot be held liable for an application’s rejection due to factors beyond our control, such as changes in policy, inaccuracies in the information you provided, or the authority’s internal assessment of your eligibility.

3. Accuracy of Information

We make every reasonable effort to ensure that the information presented on our website is accurate, current, and complete at the time of publication. However, the policies, procedures, requirements, and forms related to the Asaan Karobar Card program are subject to change by the issuing authorities without prior notice to us. Therefore, we cannot guarantee or warrant the absolute accuracy, completeness, or timeliness of all information on our site. It is your sole responsibility to verify any critical information, such as eligibility criteria or required documents, directly with the official sources or relevant banks before relying on it. The information on our site is for general guidance purposes only and should not be considered definitive legal or financial advice.

4. Third-Party Links and Content

For your convenience and information, our website may contain hyperlinks to websites operated by third parties, such as the State Bank of Pakistan, commercial banks, or other government service portals. These links are provided for reference only. We have no control over the content, policies, or practices of these external websites. The inclusion of any link does not imply endorsement, approval, or affiliation by us of the linked site. We are not responsible for the accuracy of information on third-party sites or for any loss or damage incurred from your use of them. You access these links entirely at your own risk.

5. User Responsibility and Conduct

You, as the user, are solely responsible for the information you provide through our portal. It is your duty to ensure that all details submitted—including personal, business, and financial information—are true, accurate, complete, and up-to-date. You must not knowingly provide false or misleading information. You are also responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to use this website for lawful purposes only and in a way that does not infringe on the rights of others or restrict or inhibit anyone else’s use and enjoyment of the site.

6. Limitation of Liability

To the fullest extent permitted by applicable law, the Asaan Karobar Card Online Portal, its owners, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages of any kind whatsoever arising out of or in any way connected with your use of this website or our services. This includes, but is not limited to, damages for loss of profits, data, business opportunities, or other intangible losses, even if we have been advised of the possibility of such damages. This limitation of liability applies to all claims, whether based on warranty, contract, tort, or any other legal theory.

7. Professional Advice Disclaimer

The content provided on this website is for general informational purposes only. It is not intended to constitute professional legal, financial, or business advice. You should not act or refrain from acting based on any content found on our site without first seeking appropriate advice from a qualified professional who is aware of your specific individual circumstances.

8. Changes to This Disclaimer

We reserve the right to make changes, modifications, or updates to this Disclaimer at any time without prior notice. Any changes will be posted on this page with a revised “Last Updated” date. Your continued use of the website after any such changes constitutes your acceptance of the new Disclaimer. We encourage you to review this page periodically to stay informed.

9. Contact Us

If you have any questions or concerns regarding this Disclaimer, please feel free to contact us using the information provided on our Contact Us page. We are happy to provide clarification on the role and limitations of our service.

Thank you for taking the time to read and understand this Disclaimer. We believe that clarity and transparency are essential for a trustworthy relationship with our users.